“Can a banking-native small language model beat general-purpose LLMs as the AI substrate for regulated financial institutions?”
Titan is a 2025-founded, New York-based AI platform (Titan OS, Inc.) building banking-native small language models and agents for banks, credit unions, and regulated fintechs. Founded by Arjun Sirrah (ex-EVP/Head of Digital & FinTech at KeyCorp, founding CTO of Laurel Road), the company positions itself explicitly against general-purpose LLMs — training its own SLMs on OCC, CFPB, FFIEC, FDIC, and Federal Reserve materials with regulators and bank operators. The product suite is Titan Foundry (secure chat), Banking Models (proprietary SLMs), and Banking Agents for credit memos, transaction monitoring, and regulatory reporting. Titan is a vendor TO banks, not a bank — it does not itself hold licenses or offer embedded finance rails.
TitanBanking was founded by Arjun Sirrah and is founded in 2025, headquartered in New York, NY, United States.
TitanBanking has raised $3M in total (latest round: Early Stage VC, 2026).
Get a read on where your own stack stands against TitanBanking and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.