Ternio
“Can a crypto debit card company become the go-to embedded finance bridge between cryptocurrency holdings and everyday consumer spending?”
HQAtlanta, Georgia, United States
IndustryFintech / Crypto
The story
Ternio built a crypto-to-fiat spending bridge via BlockCard, enabling users to spend cryptocurrency through a Visa/Mastercard debit card. The company integrated Plaid to enable bank account linking for their crypto-friendly banking product. Ternio also maintained a separate enterprise product (TernioSwitch) built on the NiceInContact/Five9 contact center platforms, suggesting a dual-track company that operated both consumer crypto finance and B2B SaaS tools.
Last 12 months
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Product timeline
2018
Ternio launched BlockCard, a crypto-funded debit card allowing users to spend cryptocurrency at any merchant.· card
2019
Ternio integrated Plaid to streamline crypto-friendly BlockCard bank account connections.· banking
The stack
Open banking
Accounting gap: none