Tamam
“Can a fully digital, Shari'a-compliant micro-lending platform become the fastest and most accessible consumer credit solution in Saudi Arabia?”
Founded2019
HQRiyadh, Saudi Arabia
IndustryFintech / Lending
The story
Founded in 2019, Tamam Financing Co. is a Saudi fintech focused on instant, Shari'a-compliant digital micro-lending for individuals under SAMA supervision, contributing to Saudi Vision 2030's Financial Sector Development Program. The company operates entirely through digital channels (TamamApp and TamamWebsite), removing the need for branch visits or complex documentation. As of available evidence the company employs approximately 101 people with operations across Saudi Arabia, Turkey, Pakistan, and Kuwait.
Last 12 months
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Product timeline
2019
Tamam Financing Co. established in Saudi Arabia under SAMA supervision to provide digital consumer micro-lending.· lending
2019
Launched fully digital, Shari'a-compliant instant micro-loan product via mobile app (TamamApp) without branch visits.· lending
Regulated entities
1
regulatory licence held by Tamam
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Tamam’s embedded-finance stack
Lending
Shari'a-compliant instant consumer micro-loansDigital personal financing via TamamApp
Accounting gap: none