“Can a niche Utah industrial bank scale by combining commercial lending with fintech sponsor-bank partnerships?”
Founded in 1998 as Transportation Alliance Bank to serve the trucking industry, TAB Bank has evolved into a technology-driven online commercial bank focused on small business banking, asset-based lending, factoring, equipment finance, and BaaS-style partnerships with fintechs (e.g. Everee for payroll rails). It now operates as a sponsor/partner bank for third-party payment processors and fintech programs while continuing its core commercial lending business.