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TAB Bank

Also a provider — view TAB Bank’s profile →

Can a niche Utah industrial bank scale by combining commercial lending with fintech sponsor-bank partnerships?

Founded1998
HQOgden, Utah, United States
IndustryBank / National
The story

Founded in 1998 as Transportation Alliance Bank to serve the trucking industry, TAB Bank has evolved into a technology-driven online commercial bank focused on small business banking, asset-based lending, factoring, equipment finance, and BaaS-style partnerships with fintechs (e.g. Everee for payroll rails). It now operates as a sponsor/partner bank for third-party payment processors and fintech programs while continuing its core commercial lending business.

Last 12 months
Product timeline
1998
Founded as Transportation Alliance Bank in Ogden, Utah, serving the trucking industry.· banking
2020
Hired Insuritas to design, launch, and manage a digital-powered insurance agency for commercial and consumer customers.· insurance
Regulated entities
1
regulatory licence held by TAB Bank
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in TAB Bank’s embedded-finance stack
Banking / BaaS
TAB Bank (in-house)
Lending
in the full report
Insurance
in the full report
Sponsor bank
in the full report
Accounting gap: none
9 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.