“Can a boutique fractional-CFO and bookkeeping firm win small-business clients by combining Profit First cash-management methodology with hands-on human support?”
Founded in 2006, Sum of All Numbers started as a bookkeeping and accounting services provider for small businesses. Over roughly two decades, the firm evolved to offer Fractional CFO and COO services on top of its bookkeeping core, leaning into the 'Profit First' cash management methodology and positioning itself as a human-first financial partner for family-centered, founder-led businesses. The firm's embedded finance footprint is minimal — it is a professional services company that advises clients on financial systems rather than building or distributing financial products itself.
Sum of All Numbers integrates with ServiceTitan, MyDoma, Asana, BuilderTrend, Airtable, Jobber, HoneyBook and Clover.
The Embedded Finance Index 2026 maps 2 layers in Sum of All Numbers's stack: Accounting (ServiceTitan, MyDoma, Asana, BuilderTrend and 4 others); Spend / AP (BILL).
Sum of All Numbers is founded in 2006 and headquartered in Fremont, United States.
Get a read on where your own stack stands against Sum of All Numbers and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.