“Can a multi-currency business account for Asia-based SMBs be expanded into a full digital back office (Accounting + Banking + Corporate Services) and out-compete both incumbent banks and Airwallex/Wise?”
Founded in 2020 in Hong Kong by Bertrand Théaud, a lawyer-turned-entrepreneur frustrated with the difficulty SMBs face opening business accounts in Asia. Started as a multi-currency business account / payments service for Hong Kong SMBs, then expanded to Singapore under an MAS Major Payment Institution licence. Has since broadened from pure payments into an 'ABC' (Accounting, Business Account, Corporate Services) back-office bundle — moving from a single-product fintech toward a vertically integrated SMB admin platform serving cross-border entrepreneurs in Asia.