Sprinque
“Can a B2B checkout-as-a-service platform combine real-time credit decisioning, instant merchant payouts, and deferred buyer payment terms to become the default payments infrastructure for European B2B e-commerce?”
Founded2021
HQAmsterdam, Netherlands
Total raised$29.91M
Latest roundDebt facility, June 2023
IndustryFintech / Lending
The story
Founded in 2021, Sprinque targeted B2B e-commerce merchants and marketplaces with a Pay by Invoice / B2B BNPL checkout product that issued revolving credit lines to buyers and paid merchants instantly. The company raised €20M in debt financing in 2023 to scale its pan-European financing network via an SPV structure. It partnered with Mangopay in early 2025 to strengthen marketplace payment infrastructure. Despite these moves, Sprinque ceased operations in May 2025, ending its four-year run as a B2B embedded credit platform.
Product timeline
2021
Sprinque B.V. founded in Amsterdam as a B2B checkout platform offering Pay by Invoice and BNPL for B2B merchants and marketplaces.· lending
2023
Secured €20M debt facility from Avellinia Capital to finance up to €200M in annual B2B transactions via a Special Purpose Vehicle structure with Collections Foundations.· lending
2025
Partnered with Mangopay to provide holistic payment solutions for B2B marketplaces.· banking
2025
Sprinque ceased operations in May 2025.· pivot
Regulated entities
Registered entity
Netherlands · 2021
Sprinque B.V.
The stack
Banking / BaaS
Lending
Accounting gap: none