← Embedded Finance Index 2026

Skypay

Can a phone-number-only mobile wallet bring meaningful financial inclusion to Morocco's large unbanked population?

HQMorocco
IndustryFintech / Consumer banking
The story

Skypay operates as a mobile wallet in Morocco focused on financial inclusion, serving unbanked individuals who can sign up using only a phone number. The product is designed to bring basic financial services to populations without traditional bank accounts in the Moroccan market.

Last 12 months
The stack
0 layers disclosed in Skypay’s embedded-finance stack
Accounting gap: none