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Sky Systemz

Can a vertical SaaS platform built for construction and heavy materials become the embedded financial OS that eliminates margin leakage across payments, banking, and operations?

Founded2017
HQLexington, KY, USA
FoundersBrian Nichols
Total raised$6.5M
Latest roundSeries A
IndustryVertical SaaS / Construction
The story

Founded in 2017 as HadePay, a general digital payments platform, the company pivoted to become Sky Systemz — a vertical SaaS platform purpose-built for construction and heavy building materials operators. It evolved from a standalone payment processor into a full modular operating system (SkyOS) that embeds payments, banking (via SkyFi powered by Grasshopper Bank), invoicing, ACH, and business analytics. The embedded finance stack is central to the value proposition: Fractal handles the payment infrastructure and Sky wraps it in industry-specific workflows for ready-mix, quarry, precast, and asphalt operations.

Last 12 months
2026-07
2025-09
2025
Product timeline
2017
Founded as ODP Solutions, Inc., initially operating as HadePay — a digital payments platform.· pivot
2023
Rebranded to Sky Systemz and launched SkyOS, a modular business operating system targeting construction and heavy building materials industries.· pivot
2024
Partnered with Grasshopper Bank, N.A. to launch SkyFi, an embedded banking product for construction businesses.· banking
2025
Launched exclusive 'Billions Back Initiative' in partnership with Fractal and Command Alkon to help construction operators reclaim up to 25% in margins through integrated payments and operations.· pivot
2026
Released SkyOS Mobile App and Contractor Portal, extending payment and invoicing capabilities to mobile and custom-branded customer hubs.· banking
The stack
3 layers disclosed in Sky Systemz’s embedded-finance stack
Payments / PSP
Fractal
Banking / BaaS
in the full report
Sponsor bank
in the full report
Accounting gap: significant
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.