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SitusAMC

“Can one independent platform own the full outsourcing, technology, and data backbone of commercial and residential real estate finance?”

Founded2019
HQNew York, NY, USA
Latest roundDividend Recapitalization
IndustryVertical SaaS / Real Estate Finance
The story

SitusAMC was formed in 2019 through the merger of Situs (commercial real estate advisory) and American Mortgage Consultants (residential mortgage due diligence). The combined company is the leading independent outsourcing, technology, and advisory platform for commercial and residential real estate finance — serving lenders, servicers, warehouse providers, and securitization sponsors. It is NOT an embedded-finance operator; it is a services + software platform that sells into banks and non-bank lenders. Its 'technology' offerings (ComplianceEase, Aware, SBO, emBTRUST, ProMerit, WLS, Centricity) are enterprise systems of record for mortgage compliance, warehouse lending, loan accounting, and custody — not consumer-facing financial products.

Last 12 months
2026-07
2026-05
Product timeline
2019
Situs and American Mortgage Consultants (AMC) merge to form SitusAMC, backed by Stone Point Capital.· acquisition
2020
PSP Investments makes strategic investment in SitusAMC alongside Stone Point Capital.· funding
2025
Supported $29.8B+ in new originations and 50+ rated securitizations; manages $518B+ UPB across US and Europe.· scale
Regulated entities
4
regulatory licences held by SitusAMC
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in SitusAMC’s embedded-finance stack
Lending
ComplianceEase (loan-level compliance system, self-operated)Aware (warehouse management system-of-record, self-operated)ProMerit / WLS (warehouse lending platforms, self-operated)emBTRUST (document custody, self-operated)SBO (loan accounting & master servicing platform, self-operated)Centricity (transaction & asset management platform, self-operated)Underwriting & Investment Advisory (services)Special Servicing & NPL Management (services)Loan Fulfillment (services)Newly Originated & Seasoned Diligence & QC (services)Warehouse Administration (services)
Accounting gap: none