Sicoob Credicapital
“Can a regional Brazilian credit cooperative deliver full-stack banking, credit, and insurance to members by leveraging the shared Sicoob system infrastructure?”
HQCascavel, Paraná, Brazil
IndustryBank / Community
The story
Sicoob Credicapital is a Brazilian credit cooperative headquartered in Cascavel, Paraná, part of the broader Sicoob system — one of Brazil's largest cooperative financial networks with 8.5M+ members and 2,700+ branches. It serves 60,000+ members via 28 branches concentrated in western Paraná and Porto Alegre. As a regulated credit cooperative under BACEN, it operates its own banking, credit, and payments infrastructure through the shared Sicoob technology platform (Banco Sicoob).
Last 12 months
Product timeline
2023
Published annual report; part of Sicoob system with 8.5M+ members across Brazil· banking
2025
Sicoob system announces embedded insurance partnership with HDI Group (Seguro Auto Financiado)· insurance
Regulated entities
1
regulatory licence held by Sicoob Credicapital
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
Same company
Sicoob Credicapital was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
The stack
8 layers disclosed in Sicoob Credicapital’s embedded-finance stack
Payments / PSP
Banco Sicoob (in-house)
Money movement
in the full report
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Insurance
in the full report
FX & payouts
in the full report
Investing
in the full report
Accounting gap: none
7 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.