“Can a leaner Y Combinator startup undercut Deel and Remote on price while offering founder-level support for global payroll?”
Shor Inc. is a 2025-founded, Y Combinator-backed startup positioning itself as a lower-priced, founder-friendly alternative to Deel and Remote for international payroll. The company offers contractor payments in 150+ countries, EOR employment in 27 markets, and managed local-entity payroll in 15 markets, priced roughly half of Deel's headline EOR rate. Rather than build banking, KYC, and multi-country payroll infrastructure in-house, Shor stitches together specialist providers — Cadana for EOR/payroll rails, AiPrise for KYB/KYC, Stripe for billing, WorkOS for auth — behind its own product UI.
Shor processes payments through Stripe. Disclosed money-movement rails: ACH.
Shor uses AiPrise for KYC and identity verification.
Shor uses Cadana for FX and cross-border payouts.
Shor's payroll is powered by Cadana.
The Embedded Finance Index 2026 maps 5 layers in Shor's stack: Payments / PSP (Stripe); Money movement (ACH); Payroll (Cadana); KYC (AiPrise); FX & payouts (Cadana).
Shor was founded by Daivik Goel and is founded in 2025, headquartered in San Francisco, CA, United States.
Get a read on where your own stack stands against Shor and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.