SentiLink
Also a provider — view SentiLink’s profile →“Can a specialist synthetic-identity-fraud vendor become the default identity-risk layer for every US bank, credit union, and fintech at the point of application?”
Founded2017
HQSan Francisco, California, United States
FoundersNaftali Harris, Max Blumenfeld
Total raised$84M
Latest roundSeries B
IndustryInfrastructure / Identity
The story
SentiLink was launched in 2017 by two early Affirm employees (Naftali Harris and Max Blumenfeld) after they encountered synthetic identity fraud at scale in Affirm's lending flow. The company built the first commercial synthetic-fraud score and became the first organization to use the Social Security Administration's eCBSV service. It has since expanded from a single synthetic-fraud score into a broader identity/fraud suite (ID Theft Score, First-Party Fraud, PII Risk Scores, Facets, Intercept, ID Complete, Treasury Check Verification) serving 300+ US financial institutions.
Product timeline
2017
SentiLink founded by ex-Affirm risk leaders to tackle synthetic identity fraud· pivot
2020
First organization to use the SSA's Electronic Consent Based SSN Verification (eCBSV) service· launch
2021
Joined Visa Fintech Partner Connect program· partnership
The stack
3 layers disclosed in SentiLink’s embedded-finance stack
Card network
Lending
in the full report
KYC
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.