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Sentbe

“Can a Korean-origin remittance fintech build the cross-border payments infrastructure layer for Asia-Pacific corridors, competing with incumbents by combining proprietary FX management with global API partnerships?”

Founded2015
HQSeoul, South Korea
Total raised$20.8M
Latest roundSeries C
IndustryFintech / Cross-border payments
The story

Founded in 2015 as a Korean remittance fintech, SentBe built a mobile-first platform for low-cost international money transfers targeting migrant workers and individuals. The company expanded beyond personal remittance into B2B cross-border payment services, and established a Singapore legal entity (SENTBE PTE. LTD.) to secure a MAS Major Payment Institution license — signaling ambition to become a regional FX and payments hub. By 2022–2023, SentBe integrated Currencycloud's API to automate FX management and extended its reach to the US market, positioning itself as a multi-corridor cross-border payments platform rather than a single-country remittance app.

Last 12 months
2022-12
2023-01
Product timeline
2015
SentBe founded in Seoul, South Korea with mission of 'A World Without Financial Borders'.· pivot
2016
Launched personal remittance service 'SentBe' enabling low-cost international transfers from Korea.· banking
2020
Became the first Korean fintech to obtain a Major Payment Institution license from MAS Singapore.· banking
2022
Partnered with Currencycloud to power FX rails for transfers to UK, EU, Canada, and the US.· banking
2023
Launched cross-border money transfer service in the United States, enabling USD transfers to 50+ countries.· banking
Regulated entities
1
regulatory licence held by Sentbe
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Sentbe’s embedded-finance stack
Unified APIs
Currencycloud
FX & payouts
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.