“Can a digital freight forwarder become the financial backbone of European road logistics by embedding factoring, fast payments, and fuel/toll finance into the carrier workflow?”
Founded 2015 as a digital freight forwarder connecting enterprise shippers with mid-sized European trucking companies. Built proprietary tech (sennOS, orcas platform, sennder App) layered with embedded financial products for carriers — notably fast-payment (3-day settlement), fuel/toll payment via DKV, and most recently a €100M non-recourse factoring facility that lets sennder pay carriers before shippers pay sennder. The 2026 integration of C.H. Robinson's European Surface Transportation business pushed sennder toward €1B revenue and profitability, unlocking institutional debt capacity.
sennder's lending and capital products are provided by cflox and Deutsche Bank.
The Embedded Finance Index 2026 maps 2 layers in sennder's stack: Lending (cflox, Deutsche Bank, Fast payment to carriers (3 business days for a fee) and Early payment for carriers (supply chain finance via cflox and Deutsche Bank, live since Aug 2026)); Spend / AP (DKV Euro Service).
sennder was founded by David Nothacker, Julius Köhler and Nicolaus Schefenacker and is founded in 2015, headquartered in Berlin, Germany.
sennder has raised undisclosed in total (latest round: €73M equity + €155M debt (2026); valuation: undisclosed).
sennder's acquisitions include C.H. Robinson European Surface Transportation (2025).
Get a read on where your own stack stands against sennder and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.