← State of Embedded Finance 2026

Sellersfunding

Can a specialized e-commerce lender become the primary financial OS for marketplace sellers by embedding capital, banking, and payments directly into the platforms where they sell?

Founded2017
HQWeston, FL (also listed as New York, NY)
FoundersRicardo Pero
Total raised$380M+ (equity + debt)
Latest roundSeries A, September 2021
IndustryFintech / Lending
The story

Founded in 2017 as a working capital lender for Amazon sellers, SellersFunding built AI-driven underwriting on top of marketplace sales data to serve a segment traditional banks ignored. The company expanded from simple working capital loans into a broader suite including daily payouts, B2B BNPL, a prepaid business card (via Sutton Bank/Adyen), and a partnership with Amazon Lending to offer credit lines up to $10M inside Seller Central. Rebranding to SellersFi, the company is positioning itself as a full-stack financial services platform for e-commerce brands globally, adding a banking portal and diversifying beyond Amazon to Shopify and other channels.

Last 12 months
2024-01
2025-01
Product timeline
2017
SellersFunding founded to provide working capital to e-commerce sellers on Amazon and other marketplaces.· lending
2021
Launched prepaid business card program in partnership with Sutton Bank (issuer) and Adyen (processor).· card
2021
Raised Series A led by Northzone to scale AI-driven underwriting platform.· funding
2022
Launched B2B BNPL platform for SaaS, agency, and enterprise vendor partners offering up to 12 months interest-free payments.· lending
2024
Announced financing solution with Amazon Lending to provide eligible Amazon sellers credit lines up to $10M directly in Seller Central.· lending
2025
Rebranded/operating as SellersFi, expanding product suite including Revenue Advance, Daily Advance, Term Loan, Revolving Loan, and banking portal (banking.sellersfi.com).· pivot
The stack
Payments / PSP
Adyen
Banking / BaaS
Sutton Bank
Card issuing
Sutton Bank
Lending
Working Capital (term loan, $5K–$500K, 3–12 months)Amazon Seller Central Line of Credit (up to $10M, via Amazon Lending partnership)Amazon Seller Central Term Loan ($25K–$2.5M, 3–24 months)Revenue AdvanceDaily AdvanceTerm LoanRevolving LoanB2B BNPL (up to 12 months interest-free)
Sponsor bank
Sutton Bank
Accounting gap: significant