“Can a fully regulated Swiss bank become the global institutional gateway between traditional finance and crypto?”
Founded in 2018 in Zug as SEBA Crypto AG, the firm became one of the world's first regulated crypto banks when FINMA granted it a banking and securities-dealer license in 2019. It expanded into fund custody in 2021 via a CISA license, then rebranded to AMINA Bank AG and pursued a multi-jurisdictional footprint — ADGM branch, Hong Kong entity, and a MiCAR-regulated Austrian entity — positioning itself as a globally-passported bridge between traditional banking and digital assets.
SEBA Bank discloses AMINA Bank AG (in-house) as its banking provider, according to the Embedded Finance Index 2026.
SEBA Bank does not disclose a bank charter of its own; its banking services are provided through AMINA Bank AG (in-house).
SEBA Bank processes payments through AMINA Payment Network (self-operated).
SEBA Bank's cards are issued through AMINA Bank AG (in-house).
SEBA Bank's lending and capital products are provided by AMINA Bank AG (in-house).
SEBA Bank's crypto products run on AMINA Bank AG (in-house).
The Embedded Finance Index 2026 maps 6 layers in SEBA Bank's stack: Payments / PSP (AMINA Payment Network (self-operated)); Banking / BaaS (AMINA Bank AG (in-house)); Card issuing (AMINA Bank AG (in-house)); Lending (AMINA Bank AG (in-house)); Crypto (AMINA Bank AG (in-house)); Treasury (AMINA Bank AG (in-house) and AMINA Stablecoin Rewards Account (in-house)).
SEBA Bank is founded in 2018 and headquartered in Zug, Switzerland.
Get a read on where your own stack stands against SEBA Bank and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.