← Embedded Finance Index 2026

Routable

Can an API-first AP automation platform become the default infrastructure for high-volume B2B mass payouts?

IndustryHorizontal SaaS / Spend Management
The story

Routable is a B2B payments and accounts payable automation platform offering mass payouts, vendor management, and tax form (1099/1042) automation, with an API-first approach for embedded payouts.

Last 12 months
The stack
5 layers disclosed in Routable’s embedded-finance stack
Payments / PSP
Routable (self-operated)
Money movement
in the full report
Banking / BaaS
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: none
8 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.