Riverty
“Can Riverty own the full post-checkout financial lifecycle — BNPL, invoicing, collections, and accounting — for European eCommerce merchants?”
Riverty evolved from a white-label BNPL/invoice payments provider (operating as AfterPay in Europe under Bertelsmann's financial services arm) into a broader financial technology company offering BNPL, debt collection, subscription financing, and now Accounting as a Service. The company has deliberately expanded beyond checkout — into invoice purchase, dunning, international debt collection, and debt purchase — positioning itself as an end-to-end accounts receivable and consumer credit infrastructure layer for European merchants. The Adyen partnership in DACH represents a distribution push via PSP channels rather than direct merchant integrations only.