← Embedded Finance Index 2026

Quiksilver

“Can a legacy surf apparel brand sustain relevance and margin recovery post-bankruptcy by leaning into DTC e-commerce and regional omnichannel operations?”

Founded1969
HQHuntington Beach, CA, USA
IndustryE-commerce / Retail

The story

Quiksilver is a legacy surf and action-sports apparel brand founded in 1969. After decades of global expansion into snow, surf, and skate markets, the company filed for Chapter 11 bankruptcy in 2015 and subsequently restructured. The US brand now operates under O5 BNG, LLC, while regional operations (Australia/NZ, Singapore) operate separately. The company has pivoted toward a DTC e-commerce model alongside retained wholesale and retail channels, with regional Shopify-powered storefronts in markets like Singapore.

Last 12 months

—

Product timeline

1969

Quiksilver founded as a boardshort and surf apparel brand in Torquay, Australia.· pivot

2015

Quiksilver Inc. filed for Chapter 11 bankruptcy protection in the US.· pivot

2016

Emerged from bankruptcy; brand and assets acquired, restructured under new ownership.· pivot

The stack

2 layers disclosed in Quiksilver’s embedded-finance stack

Payments / PSP

Adyen Clearpay

Lending

in the full report

Accounting gap: none

1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Quiksilver — frequently asked

Who is Quiksilver's payment processor?

Quiksilver processes payments through Adyen and Clearpay.

What is Quiksilver's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Quiksilver's stack: Payments / PSP (Adyen and Clearpay); Lending (Pay in 4 instalments (Clearpay/Afterpay BNPL — UK storefront)).

Where is Quiksilver headquartered?

Quiksilver is founded in 1969 and headquartered in Huntington Beach, CA, USA.

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