← Embedded Finance Index 2026

Qive

Can a Brazilian fiscal document company become the accounts payable operating system for enterprises navigating the Reforma Tributária?

Founded2013
HQSão Carlos, São Paulo, Brazil
Latest roundSecondary - Private
IndustryHorizontal SaaS / Accounts Payable & Fiscal Automation
The story

Founded in 2013 as Arquivei, a Brazilian SaaS focused on downloading, storing, and monitoring electronic tax documents (NFe, NFSe, CTe). Rebranded to Qive as it expanded from pure fiscal document management into a full accounts payable platform — spanning payment management, supplier management, and analytics — integrated with ERPs like SAP, TOTVS, and Oracle. The company is now positioning itself around Brazil's tax reform (Reforma Tributária) as the AP orchestration layer for large enterprises.

Last 12 months
2026-06
2026-02
Product timeline
2013
Founded as Arquivei, focused on electronic invoice (NFe) monitoring and document management in Brazil.· founding
2024
Rebranded from Arquivei to Qive, expanding into a full accounts payable platform integrating documents, suppliers, and payments.· pivot
2026
Launched API 2.0 and DataLedge product for analytical consumption of fiscal data.· product
The stack
1 layer disclosed in Qive’s embedded-finance stack
Accounting
SAPTOTVSOracleOracle JD EdwardsSeniorSankhyaOmieTinySageVhsysMagaluContmaticQuestorMercado LivreAmericanasShopee
Accounting gap: none