Pula
“Can parametric agricultural insurance, combined with farmer-level data infrastructure, become the financial resilience backbone for the world's 1.5 billion smallholder farmers across emerging markets?”
Founded in 2015 as an agricultural insurance innovator targeting smallholder farmers in Africa, Pula pioneered parametric and area yield index insurance products at a price point viable for sub-$10 premiums. Over time it built out a full-stack insurtech platform — the Pula Insurance Engine — automating pricing, underwriting, and payouts across 22+ countries in partnership with global reinsurers and governments. In 2024, Pula expanded beyond pure insurance into adjacent data services including EU Deforestation Regulation (EUDR) traceability and supply-chain compliance, positioning itself as an agricultural data and climate risk infrastructure provider for governments, agribusinesses, and development partners.