“Can a single API become the default money-movement and account-verification layer between the US and Latin America?”
Founded in Uruguay as an open-banking API connecting fintechs and corporates to LatAm bank rails (account aggregation, account-to-account payments, account validation). Expanded northward in 2024 with US Account Validation, then launched 'Borderless Banking' in March 2025 — a middleware that lets global companies open local accounts and move money between the US and Latin America via a single API. Increasingly positioning as cross-border financial infrastructure rather than a pure LatAm open-banking provider, with newer 'Agentic Banking Infrastructure' branding pointing at agent-driven workflows.