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Porte

Can a fee-free mobile banking app built on Pathward's BaaS platform win mass-market US consumers through rewards and accessible banking?

HQUnited States
IndustryFintech / Neobank
The story

Porte is a mobile banking app built on top of Pathward's BaaS infrastructure, targeting underserved or mass-market US consumers who want no-fee banking with perks like early direct deposit and cash back rewards. Porte is explicitly not a bank — it is a fintech front-end that white-labels banking services from Pathward, National Association (Member FDIC). The company's embedded finance stack is lean and BaaS-centric, with Pathward serving as both the sponsor bank and issuing bank for its Visa debit card.

Last 12 months
The stack
2 layers disclosed in Porte’s embedded-finance stack
Banking / BaaS
Pathward
Sponsor bank
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.