← Embedded Finance Index 2026

Peac Solutions

Can PEAC Solutions become the default white-label equipment financing and working capital platform for equipment vendors globally, spanning the US, UK, and Europe through embedded point-of-sale lending?

HQMount Laurel, New Jersey, USA (US entity); Bracknell, UK (UK entity); Germany (EU entity)
IndustryFintech / Lending
The story

Originally operating as Marlin Leasing Corporation in the US and separate European entities, the company rebranded under the PEAC Solutions umbrella (Pan-European Americas Capital Solutions) backed by HPS Investment Partners to pursue a global equipment financing and working capital lending strategy. The group now operates across the US, UK, and continental Europe, positioning itself as the world's largest independent equipment financing provider. Embedded finance is central to its vendor-facing model: PEAC webPAL and webPAY allow equipment dealers and distributors to offer white-label financing at point of sale, and the US business added unsecured working capital loans to broaden the product set beyond equipment leases.

Last 12 months
2026-04
Regulated entities
1
regulatory licence held by Peac Solutions
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Peac Solutions’s embedded-finance stack
Banking / BaaS
WebBank
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: significant
6 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.