“Can a licensed escrow company become the default conditions-based payments execution engine for construction, marketplaces, and cross-border B2B transactions?”
PayKeeper began as a licensed Utah escrow company focused on construction fund control — managing disbursements to contractors, subcontractors, and material suppliers conditioned on project milestones. It evolved into a broader 'execution engine for payments,' building a REST API-first platform enabling marketplace and platform customers to embed condition-based escrow at scale. More recently it has expanded into cross-border payments by adding stablecoin settlement rails alongside traditional FX wires, and launched a contractor-facing payment processing product (ACH, card, tap-to-pay), moving from pure escrow infrastructure toward a full payments platform for construction and B2B use cases.