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← Embedded Finance Index 2026

Passare

“Can a funeral-home vertical SaaS backed by a preneed-insurance parent become the financial spine of the death-care industry?”

Founded2012
HQAbilene, Texas, United States
Total raised$6M
IndustryVertical SaaS / Funeral Homes
The story

Passare was founded in 2012 as case management software for funeral homes and has grown into an all-in-one operating platform (case management, decedent tracking, financials, family-facing Planning Center). It is majority-owned by Directors Investment Group (DIG), which also owns Funeral Directors Life — creating a native preneed insurance channel inside Passare. Embedded finance is limited to a single integrated card/ACH processor (Deluxe) plus insurance-assignment financing via Claimcheck; the company has not moved into BaaS, issuing, or lending.

Last 12 months
—
Product timeline
2012
Founded in Abilene, TX as funeral home management software; backed by parent Directors Investment Group.· founding
2020
Privacy policy updated; expansion of web/mobile products including Planning Center and Decedent Tracking.· product
2023
Public API launched to allow integrations with 30+ third-party funeral tech tools.· product
2024
AI Assistant, AI Obituary Writer, AI Scanner, and AI Notetaker added to product suite.· product
The stack
5 layers disclosed in Passare’s embedded-finance stack
Payments / PSP
Deluxe Merchant Services
Money movement
in the full report
Lending
in the full report
Insurance
in the full report
Accounting
in the full report
Accounting gap: minor
10 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Passare — frequently asked

Who is Passare's payment processor?

Passare processes payments through Deluxe Merchant Services. Disclosed money-movement rails: ACH.

Who provides Passare's lending?

Passare's lending and capital products are provided by Claimcheck.

Which insurance provider does Passare partner with?

Passare's embedded insurance is provided by Funeral Directors Life (FDLIC).

Which accounting software does Passare integrate with?

Passare integrates with QuickBooks Online, QuickBooks Desktop, Sage 50, Great Plains, Navision and SaasAnt.

What is Passare's embedded finance stack?

The Embedded Finance Index 2026 maps 5 layers in Passare's stack: Payments / PSP (Deluxe Merchant Services); Money movement (ACH); Lending (Claimcheck and Claimcheck insurance assignments); Insurance (Funeral Directors Life (FDLIC)); Accounting (QuickBooks Online, QuickBooks Desktop, Sage 50, Great Plains and 2 others).

Where is Passare headquartered?

Passare is founded in 2012 and headquartered in Abilene, Texas, United States.

How much funding has Passare raised?

Passare has raised $6M in total.

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