Pana

Originally founded as a consumer and corporate travel concierge/companion app, Pana was acquired by Coupa Software after raising venture funding. A new entity, Pana Finance Inc. (joinpana.com), emerged as a separate company with a fintech focus — building a global USD account integrating fiat and stablecoins across 125 countries with direct-to-bank settlement for cross-border payments, with a particular focus on serving immigrants and international users. The company positions itself as 'a global bank on chain,' combining traditional banking rails (debit card via Community Federal Savings Bank, Mastercard) with stablecoin infrastructure to eliminate SWIFT intermediaries.