Page Financials
“Can a CBN-licensed retail finance house become a full-service digital bank for Nigeria's underbanked salaried workers and SMEs?”
Founded2013
HQLagos, Nigeria
IndustryFintech / Lending
The story
Page Financials was founded in 2013 and began operations in 2014 as a CBN-licensed retail finance institution focused on quick consumer loans in Nigeria. It has evolved from a lending-only shop into a broader retail finance platform offering fixed-deposit investments, salary-backed loans (via Remita integration), a MasterCard debit card, POS acquiring, and mobile/internet banking — positioning itself as an 'entrepreneur's bank' for underserved Nigerian retail and SME segments.
Last 12 months
—
Product timeline
2013
Page International Financial Services Limited founded in Lagos, Nigeria.· pivot
2014
Commenced retail finance operations under CBN license offering consumer and SME loans.· lending
2014
Launched investments / fixed deposit products and digital channels (internet & mobile banking).· banking
2020
Expanded into POS terminals and MasterCard debit cards for retail and business customers.· card
Regulated entities
1
regulatory licence held by Page Financials
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
6 layers disclosed in Page Financials’s embedded-finance stack
Payments / PSP
Page POS Terminals (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Lending
in the full report
Investing
in the full report
Accounting gap: significant
13 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.