“Can a German pharmacy marketplace become the financial OS for independent Apotheken?”
Onfy operates a German online marketplace for non-prescription pharmacy, health, wellness, and care products, connecting consumers to multiple partner pharmacies on one platform. In 2025, Onfy extended into embedded finance by launching working-capital lending to its pharmacy sellers via Banxware — a clear push to follow the Shopify/Amazon marketplace-to-financial-OS playbook within the niche of German Apotheken.