Omie
“Can a Brazilian SMB ERP become the operating account, credit line, and payment rail for 4% of Brazil's GDP?”
Founded2013
HQSão Paulo, Brazil
FoundersMarcelo Lombardo
Total raised$505.8M
Latest roundSeries D, 2025
Valuation$700M (2025)
IndustryVertical SaaS / SMB ERP
The story
Founded 2013 as a cloud ERP for Brazilian SMBs distributed through accounting firms. After SoftBank's R$580M check in 2021, Omie explicitly pivoted toward becoming an 'ERP Banking' platform — acquiring credit fintech Ergoncredit in 2022, launching its native Omie.Cash / Omie.Bank digital PJ account, and stacking working-capital lending, boleto, Pix and payment orchestration on top of the ERP. The 2025 Partners Group round funds this bundle: gestão + conta PJ + crédito + meios de pagamento as one product.
Product timeline
0
Launched Omie.Cash / Omie.Bank — native PJ digital account inside the ERP· banking
2013
Omie founded as cloud ERP for Brazilian SMBs· founding
2018
$20M Series B from Riverwood Capital· funding
2021
R$580M SoftBank-led round to fund M&A into financial services· funding
2022
Acquired credit fintech Ergoncredit to originate up to US$94.4M in SMB credit· acquisition
2025
$160M Series D at $700M valuation led by Partners Group· funding
2026
Partnership with Israeli fintech WorkCapital to offer loans and receivables anticipation inside the ERP· lending
Acquisitions
Regulated entities
1
regulatory licence held by Omie
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in Omie’s embedded-finance stack
Payments / PSP
Omie.Cash (self-operated)Omie.Bank (self-operated)ShipayPOS Controle
Money movement
in the full report
Banking / BaaS
in the full report
Lending
in the full report
Accounting
in the full report
Accounting gap: none
12 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.