← Embedded Finance Index 2026

okoora

Also a provider — view okoora’s profile →

Can an orchestration layer monetize FX flows by embedding hedging and multi-currency rails inside every ERP, bank, and PSP rather than competing on conversion spread?

HQIsrael
IndustryInfrastructure / FX
The story

okoora began as a cross-border currency management platform serving SMBs directly, then evolved into an embedded FX infrastructure layer (FX360) that banks, PSPs, ERPs, and lending platforms run inside their own systems. The company orchestrates regulated third-party banking and liquidity providers (notably Airwallex) rather than holding all licenses itself, positioning as a B2B2X infrastructure orchestrator.

Last 12 months
Product timeline
2023
Launched Banking-as-a-Service suite for multi-currency accounts and FX· banking
2024
Released one-click foreign Payments Account, Payment on Behalf, and Fast Payment features· banking
2025
Repositioned as FX360 embedded FX infrastructure layer for banks, PSPs, ERPs and lenders· pivot
Regulated entities
1
regulatory licence held by okoora
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in okoora’s embedded-finance stack
Payments / PSP
Airwallex
Banking / BaaS
in the full report
Unified APIs
in the full report
FX & payouts
in the full report
Accounting gap: minor
6 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.