Numbrs
“Can a European PFM aggregator app become the mobile front-end for a consumer's entire banking life?”
Founded2012
HQZurich, Switzerland
Total raised$200M+ (disclosed through 2019)
Latest round$40M (2019)
Valuation$1B+ (unicorn, 2019)
IndustryFintech / Consumer banking
The story
Numbrs began in 2012 as a Swiss mobile-first banking aggregator app — a Mint.com-style dashboard with transactional capability, initially launched in Germany. After raising over $125M by 2017 (including from Dubai's sovereign wealth fund) and reaching unicorn status in 2019, the consumer PFM aggregator model faced pressure from PSD2-enabled competitors and neobanks. Public product footprint has since gone largely dark, and the trademark 'Numbrs' overlaps with unrelated fintechs (Numbrs Brazil, Numarics Switzerland) and the payroll platform Nmbrs (Netherlands/Visma) which appears more prominently in recent embedded-finance evidence.
Last 12 months
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Product timeline
2012
Founded out of Swiss company builder Centralway as a mobile-first banking aggregator app· banking
2013
Launched in Germany; raised $7.7M from parent Centralway; UK/Swiss expansion planned· banking
2017
Investment Corporation of Dubai takes significant stake; total funding disclosed ~$125M· banking
2019
Raised $40M at $1B+ valuation, reaching unicorn status· banking
The stack
0 layers disclosed in Numbrs’s embedded-finance stack
Accounting gap: none