ApideckTape
← Embedded Finance Index 2026

Nory

“Can an AI-native restaurant operating system become the financial OS for multi-unit hospitality by embedding payroll, capital and operational intelligence in one platform?”

Founded2021
HQDublin, Ireland
Total raised$62.6M
Latest roundSeries B, 2025
IndustryVertical SaaS / Restaurants
The story

Founded in Dublin (legal entity: Hospitality Growth Services Limited) as an AI-powered restaurant management platform covering inventory, workforce, payroll and business intelligence. In 2024 layered embedded finance on top of the vertical SaaS — launching Nory Capital with YouLend to offer up to £2M restaurant financing — following the textbook vertical-SaaS-to-fintech playbook. Series B in 2025 funded US expansion and an agentic-AI repositioning around 'a crew of AI assistants' running restaurant operations.

Last 12 months
2025-09
2025
Product timeline
2024
Raised $16M Series A to pioneer AI across hospitality· funding
2024
Launched Nory Capital, embedded lending product for restaurants powered by YouLend· lending
2024
SumUp POS integration announced· integration
2025
Raised $37M Series B led by Kinnevik· funding
2025
Launched in the United States· expansion
The stack
2 layers disclosed in Nory’s embedded-finance stack
Lending
YouLendNory Capital (restaurant business loans up to £2M)Nory Capital recurring credit (working capital line)
Unified APIs
in the full report
Accounting gap: minor
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Nory — frequently asked

Who provides Nory's lending?

Nory's lending and capital products are provided by YouLend.

What is Nory's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Nory's stack: Lending (YouLend, Nory Capital (restaurant business loans up to £2M) and Nory Capital recurring credit (working capital line)); Unified APIs (Apideck).

Where is Nory headquartered?

Nory is founded in 2021 and headquartered in Dublin, Ireland.

How much funding has Nory raised?

Nory has raised $62.6M in total (latest round: Series B, 2025).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Nory and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Nory and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.