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Netevia

“Can a merchant-acquiring ISO evolve into a full-stack embedded finance platform for the payments channel (ISOs, ISVs, agents)?”

HQHollywood, FL, USA
IndustryInfrastructure / Payments
The story

Netevia operates as a payments and embedded finance platform serving ISOs, ISVs, agents, and merchants in verticals like restaurants, retail, and grocery. It has expanded from merchant acquiring (registered ISO of multiple sponsor banks) into BaaS-style banking services (debit cards issued by Sutton Bank), instant funding, and Netevia Capital for small business loans.

Last 12 months
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The stack
8 layers disclosed in Netevia’s embedded-finance stack
Payments / PSP
Netevia Payments (self-operated)Netevia Payment Gateway API (self-operated)Netevia Payment Links (self-operated)Netevia Prebuilt Payment Form (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
Ledger
in the full report
Lending
in the full report
Open banking
in the full report
Sponsor bank
in the full report
Accounting
in the full report
Accounting gap: minor
13 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Netevia — frequently asked

What bank does Netevia use?

Netevia discloses Sutton Bank (sponsor) as its banking provider, with Sutton Bank as its sponsor bank, according to the Embedded Finance Index 2026.

Is Netevia a bank?

Netevia does not disclose a bank charter of its own; its banking services are provided through Sutton Bank.

Who is Netevia's payment processor?

Netevia processes payments through Netevia Payments (self-operated), Netevia Payment Gateway API (self-operated), Netevia Payment Links (self-operated) and Netevia Prebuilt Payment Form (self-operated).

Who issues Netevia's cards?

Netevia's cards are issued through Sutton Bank (sponsor).

What ledger does Netevia use?

Netevia runs its ledger on Netevia (in-house).

Which open banking provider does Netevia use?

Netevia connects to bank accounts through Plaid.

Which accounting software does Netevia integrate with?

Netevia integrates with QuickBooks (QBO export), OFX export, CSV export and PDF statements.

What is Netevia's embedded finance stack?

The Embedded Finance Index 2026 maps 8 layers in Netevia's stack: Payments / PSP (Netevia Payments (self-operated), Netevia Payment Gateway API (self-operated), Netevia Payment Links (self-operated) and Netevia Prebuilt Payment Form (self-operated)); Banking / BaaS (Sutton Bank (sponsor)); Card issuing (Sutton Bank (sponsor)); Ledger (Netevia (in-house)); Lending (Netevia Capital small business loans ($100-$350,000), Instant Funding (same-day batch settlement), Residuals-based financing for ISOs/agents and Business Funding API); Open banking (Plaid); Sponsor bank (Sutton Bank); Accounting (QuickBooks (QBO export), OFX export, CSV export and PDF statements).

Where is Netevia headquartered?

Netevia is headquartered in Hollywood, FL, USA.

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