“Can a lean European payments institution build a reliable SWIFT and cross-border payment execution product for SMBs and institutions by partnering with a regulated BaaS/clearing bank like ClearBank?”
My EU Pay operates as a European payments institution offering SWIFT-based international payments and safeguarded fund holding. The company processes same-day or next-day SWIFT payments and enforces a safeguarding model for client funds. Its partnership with ClearBank (publicly disclosed by IBS Intelligence) provides the underlying banking/settlement infrastructure. Beyond this, the company's history, founding details, and funding are not publicly disclosed in the available evidence.