← State of Embedded Finance 2026

Money Adviser Network

Can a debt-advice referral network become the infrastructure layer connecting consumer lenders to regulated free debt guidance in the UK?

HQUnited Kingdom
IndustryFintech / Debt Advice
The story

Money Adviser Network operates as a UK-based debt advice and financial guidance network. The organisation's most publicly evidenced embedded finance activity is a partnership with Klarna, through which Klarna customers can access fast, free debt advice — suggesting MAN acts as a referral or facilitation network connecting indebted consumers to regulated advisers.

Last 12 months
2023
The stack
Lending
Klarna
Accounting gap: none