ApideckTapeMonthly recapMap
← Embedded Finance Index 2026

Minimax

“Can a regional accounting SaaS become the default back-office OS for Croatian SMEs by owning e-invoicing, fiscalisation, and bank-data ingestion?”

HQZagreb, Croatia
IndustryHorizontal SaaS / Accounting
Websiteminimax.hr ↗
The story

Minimax HR is the Croatian edition of the Minimax online business-accounting platform originally built by Slovenian software house Saop and now owned by Seyfor. The product targets Croatian SMEs, entrepreneurs, sole traders, and accounting firms, covering invoicing, e-invoicing (Fiskalizacija 2.0), VAT, payroll, inventory, and bank reconciliation. Embedded-finance exposure is deliberately thin: Minimax integrates to third-party bank-data (merBanking AIS) and fiscalisation (Yescor) providers rather than operating its own financial infrastructure.

Last 12 months
2026
The stack
1 layer disclosed in Minimax’s embedded-finance stack
Open banking
merBanking
Open banking
  • merBanking
Hover or tap a floor for details.
Download stack image ↓Share on LinkedInIs this your stack? Suggest a correction
Accounting gap: none

Minimax — frequently asked

Which open banking provider does Minimax use?

Minimax connects to bank accounts through merBanking (Elektronički računi d.o.o.).

Where is Minimax headquartered?

Minimax is headquartered in Zagreb, Croatia.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Minimax and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Minimax and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.