Micropayment
“Can a specialist European microtransaction billing platform scale into a full-stack online payment provider by layering open banking Pay by Bank rails onto its existing card and direct billing infrastructure?”
Micropayment GmbH is a Berlin-based technical payment service provider originally focused on low-value, microtransaction billing for digital content and online services. The company operates a Whitelabel (API) platform that allows online retailers to process cashless payments for small transactions ranging from a few cents to a few dollars. More recently, Micropayment expanded its rails by partnering with Tink to offer Pay by Bank at checkout, signalling a move toward open banking-native payment initiation as an alternative to card-based rails.