MetalPay
“Can a compliant crypto payments app become the regulated on-ramp and institutional API layer for decentralized finance adoption across consumers, banks, and credit unions?”
Founded in 2015 as a blockchain payments and rewards wallet, Metallicus built Metal Pay as a consumer-facing crypto on-ramp compliant with US money transmission regulations. The company pivoted toward deeper ecosystem integration with the launch of XPR Network, Metal X DEX, and a DeFi lending layer, transforming Metal Pay from a simple crypto purchase app into an entry point for a broader decentralized finance ecosystem. More recently, Metallicus has layered on a B2B Crypto-as-a-Service API targeting banks and credit unions that want to offer compliant crypto trading natively, signaling a dual consumer/institutional strategy.