Mbanq
Also a provider — view Mbanq’s profile →“Can a single proprietary core-banking platform combine BaaS technology, sponsor-bank access and managed compliance/ops into one turnkey stack for fintechs and credit unions?”
IndustryInfrastructure / BaaS
The story
Mbanq operates a proprietary cloud-native core banking platform positioned as a full-stack BaaS provider — combining core banking, card issuing, payments, compliance, and managed operations for fintechs, neobanks and credit unions. Recent product expansion includes stablecoin-based cross-border money movement (Mbanq Pay) and earned wage access delivered as fully managed programs on top of the same platform.
Product timeline
2025
P2P selects Mbanq to power a digital banking platform for Brazilian immigrants in the United States, using Mbanq's white-label app and compliance services.· banking
The stack
11 layers disclosed in Mbanq’s embedded-finance stack
Payments / PSP
Mbanq Cloud Payments (in-house)
Money movement
in the full report
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Ledger
in the full report
Lending
in the full report
Payroll
in the full report
KYC
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting gap: none
23 more providers across 10 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.