← State of Embedded Finance 2026

Mango

Can a global fashion retailer extend checkout financing and multi-market payment optionality to drive conversion without owning payment infrastructure?

HQPalau-Solità i Plegamans (Barcelona), Spain
IndustryE-commerce / Retail
The story

Mango is a Spanish global fashion retailer headquartered in Barcelona operating physical stores and an e-commerce platform (shop.mango.com) across numerous countries. The company has expanded its online checkout to support multiple payment methods including Klarna BNPL across several markets, PayPal, and card payments, reflecting a gradual investment in embedded finance at checkout. No major embedded finance pivots beyond consumer-facing checkout financing are evident in the available evidence.

Last 12 months
The stack
Payments / PSP
AdyenPayPal
Lending
KlarnaKlarna Pay in 3 (instalment financing)Klarna Pay in 4 (instalment financing)
Accounting gap: none