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Mana Pacific

Can a community-focused neobank built on BaaS infrastructure meaningfully serve the underbanked Pacific Islander diaspora in the US while bridging remittances back to Pacific island nations?

HQUnited States
FoundersLena MoiMoi (CEO)
IndustryFintech / Neobank
The story

Mana Pacific is a neobank purpose-built for the Pacific Islander community living in the United States, offering FDIC-insured USD bank accounts and debit cards. The platform was built on top of Mbanq's BaaS infrastructure with Evolve Bank & Trust as the sponsor bank, allowing rapid deployment without a banking charter. The team brings 50+ years of combined Pacific Islands financial services experience, having previously built the Tongan National Payment System, Digicel Mobile Money, and other Pacific-region fintech products. The company is targeting both daily banking for US-based Pacific Islanders and cross-border remittance flows to nine Pacific nations.

Last 12 months
Product timeline
2022
Launched Mana Pacific neobank platform with FDIC-insured accounts via Evolve Bank & Trust, targeting Pacific Islanders in the United States.· banking
2024
Updated Terms of Service (February 2024) and Privacy Policy (February 2024) reflecting continued platform operation.· banking
The stack
2 layers disclosed in Mana Pacific’s embedded-finance stack
Banking / BaaS
Mbanq
Sponsor bank
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.