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Lunchr

“Can a modern all-in-one employee-benefits card displace France's legacy meal-voucher duopoly (Edenred, Sodexo/Bimpli) and become the default HR benefits stack?”

Founded2016
HQMontpellier, France
Total raised$200M+ (disclosed)
Latest roundSeries C, 2020
IndustryVertical SaaS / HR & Employee Benefits

The story

Founded in 2016 as Lunchr — a digital alternative to France's paper meal-voucher (titre-restaurant) incumbents Edenred and Sodexo. Rebranded to Swile in 2020 alongside a $78.7M Series C to signal a broader ambition: a single card and app covering all French employee benefits (meal vouchers, gift cards, mobility, culture) plus team-engagement features. Now positioned as an all-in-one 'employee experience' platform for French HR teams, with more than 5.5 million users.

Last 12 months

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Product timeline

2016

Founded as Lunchr, a digital meal-voucher card for French employees· pivot

2019

Raised $34M Series B led by Index Ventures to expand meal-voucher card· banking

2020

Rebranded from Lunchr to Swile and raised $78.7M Series C to expand into broader corporate benefits (gift cards, mobility, culture)· pivot

2022

Launched Swile Travel for business travel management· banking

The stack

1 layer disclosed in Lunchr’s embedded-finance stack

Payments / PSP

Swile Card (self-operated)

Accounting gap: minor