Luka
“Can a WhatsApp-first payment interface accelerate Bolivia's transition from cash to digital payments?”
Founded2020
HQSanta Cruz de la Sierra, Bolivia
Total raised$500,000
Latest roundSeed, 2024
IndustryFintech / Cross-border payments
The story
Luka was founded in 2020 in Bolivia as a pioneering startup enabling digital payments via WhatsApp and Facebook Messenger, targeting the cash-to-digital transition for Bolivian consumers and businesses. The platform allows users to pay for products and services through chat interfaces, positioning itself as a conversational commerce payment layer. With a $500K seed round in 2024, the company is expanding its payment rails across Bolivia.
Product timeline
2020
Founded in Santa Cruz de la Sierra, Bolivia as a WhatsApp and web-based digital payments platform.· banking
2024
Raised $500K Seed round to expand WhatsApp and Facebook Messenger payment capabilities.· banking
The stack
0 layers disclosed in Luka’s embedded-finance stack
Accounting gap: none