Listo
“Can an ERP for LatAm SMEs (with a growing automotive-vertical focus) become the embedded-finance backbone for the region's retailers?”
Founded2014
HQSão Paulo, Brazil
IndustryVertical SaaS / Automotive
The story
Grupo Listo was founded in 2014 in São Paulo as an SME sales/POS platform with installment payments and same-day settlement. It has since evolved into a cloud ERP with embedded financial services, expanding across Latin America. A separate develop.listo-co.uk property positions the group as an automotive-retail ecosystem, suggesting a vertical focus on connecting auto retailers, consumers and financial services.
Last 12 months
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Product timeline
2014
Founded in Brazil to provide SME management technology with installment payments and instant settlement· founding
2024
Expanded across Latin America (Argentina, Mexico) and to Portugal, Canada as a cloud ERP with embedded financial services· pivot
The stack
1 layer disclosed in Listo’s embedded-finance stack
Payments / PSP
Listo (self-operated installment payments)
Accounting gap: none