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Liqid

“Can a digital wealth manager give German affluent clients true family-office-grade access to public and private markets?”

HQBerlin, Germany
IndustryFintech / Investment
The story

LIQID began as a digital wealth manager offering multi-asset CORE portfolios for affluent German clients, then expanded into private-markets access (Private Equity, Venture, Private Debt, Infrastructure) under the NXT and PRO brands — democratising strategies previously reserved for family offices. The addition of SAVE (money-market/bond portfolios) rounds out the product ladder from short-term liquidity to long-duration illiquids. Its strategic angle is being the German 'family-office-for-the-affluent', not an embedded finance platform.

Last 12 months
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Product timeline
0
LIQID launches as a digital wealth manager in Germany bringing family-office-style investing to private clients.· banking
0
Expands from CORE multi-asset portfolios into NXT and PRO private-markets portfolios (Private Equity, Venture, Private Debt, Infrastructure).· pivot
0
Launches SAVE — money-market and bond portfolios positioned as a savings-account alternative.· banking
Regulated entities
1
regulatory licence held by Liqid
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Liqid’s embedded-finance stack
KYC
Deutsche Post Postident
Sponsor bank
in the full report
Investing
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.