“Can Levi's accelerate DTC revenue growth through global omnichannel expansion while maintaining brand equity in a shifting wholesale-to-direct market?”
Levi Strauss & Co. is a 170-year-old global apparel brand that has in recent years accelerated a direct-to-consumer (DTC) pivot, investing in digital commerce infrastructure and global omnichannel capabilities. The embedded finance story centers on payments modernization via Adyen and supply chain finance via HSBC, rather than building or embedding financial products for end customers. The company operates as a traditional retailer with external financing (senior notes, revolving credit) rather than as an embedded finance platform.
Levi's processes payments through Adyen.
The Embedded Finance Index 2026 maps 2 layers in Levi's's stack: Payments / PSP (Adyen); Lending (Senior Revolving Credit Facility (asset-based, internal corporate debt), 3.375% Senior Notes due 2027 (corporate bond), 3.50% Senior Notes due 2031 (corporate bond) and HSBC Supplier Sustainability Finance Program).
Levi's is founded in 1853 and headquartered in San Francisco, California, USA.
Get a read on where your own stack stands against Levi's and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.