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lemon.markets

Also a provider — view lemon.markets’s profile →

Can a regulated, API-first brokerage become the default infrastructure for embedded investing across European banks, EMIs and fintechs?

Founded2020
HQBerlin, Germany
Total raised$29.5M
IndustryInfrastructure / Brokerage-as-a-Service
The story

lemon.markets started in 2020 as a Berlin-based developer-focused brokerage API. It has since matured into a regulated Brokerage-as-a-Service provider, operating its own BaFin-licensed investment firm (lemon.markets brokerage GmbH) and offering banks, neobanks, EMIs, wealth managers and fintechs a one-stop-shop to embed stock and ETF investing — covering securities accounts, cash accounts, order management and regulatory operations under their own license.

Last 12 months
Product timeline
0
Obtained BaFin license under the German Investment Firms Act (WpIG) via lemon.markets brokerage GmbH.· banking
2020
Founded in Berlin to build Brokerage-as-a-Service infrastructure for European capital markets access.· pivot
Regulated entities
1
regulatory licence held by lemon.markets
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in lemon.markets’s embedded-finance stack
Banking / BaaS
lemon.markets brokerage GmbH (in-house)
Accounting gap: none