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lemon.markets

Can a regulated, API-first brokerage become the default infrastructure for embedded investing across European banks, EMIs and fintechs?

Founded2020
HQBerlin, Germany
Total raised$29.5M
IndustryInfrastructure / Brokerage-as-a-Service
The story

lemon.markets started in 2020 as a Berlin-based developer-focused brokerage API. It has since matured into a regulated Brokerage-as-a-Service provider, operating its own BaFin-licensed investment firm (lemon.markets brokerage GmbH) and offering banks, neobanks, EMIs, wealth managers and fintechs a one-stop-shop to embed stock and ETF investing — covering securities accounts, cash accounts, order management and regulatory operations under their own license.

Last 12 months
Product timeline
0
Obtained BaFin license under the German Investment Firms Act (WpIG) via lemon.markets brokerage GmbH.· banking
2020
Founded in Berlin to build Brokerage-as-a-Service infrastructure for European capital markets access.· pivot
Regulated entities
Investment Firm (WpIG)
Germany (BaFin)
lemon.markets brokerage GmbH
The stack
Banking / BaaS
lemon.markets brokerage GmbH (in-house)
Accounting gap: none