“Can a Finnish modular fleet/fieldwork SaaS become the operating system for mobile-workforce SMBs across the Nordics and DACH?”
Kiho is a Finnish vertical SaaS company for mobile-workforce industries (earthworks, property maintenance, network construction, forestry). It sells a modular fleet + fieldwork platform (time tracking, driver logs, telematics, tasks, invoicing, BI) that integrates into customers' accounting/ERP systems. It is majority employee-owned and has spent the last two years expanding beyond Finland into DE/SE/US. There is no evidence of any embedded finance product — Kiho is a pure vertical SaaS, and the only 'financial' surface is a Sales Invoice Interface that hands invoice data to third-party Finnish accounting systems.
Kiho integrates with Netvisor, Procountor, Fennoa, Talenom, Heeros, Jydacom, Mepco, PowerBI and 1 other.
Kiho is founded in 2003 and headquartered in Kuopio, Finland.
Kiho has raised $366K in total (latest round: Venture Round, 2023).
Get a read on where your own stack stands against Kiho and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.